Your Financial Trail Guide

I'm a CPA, a member of the Utah Association of CPAs, and I spent years teaching accounting at Weber State University. I've worked with clients at firms, stood in front of classrooms full of students, and sat across the table from people who were convinced they were one tax mistake away from disaster.

Here's what I've learned: the problem is almost never that someone is "bad with money."

The problem is that most of us were never really taught how this stuff works. And when we *were* taught—in a classroom, from a parent, through some online course—it often came with shame baked in. The kind of teaching that assumes you're already behind. That focuses on where you *should* be instead of meeting you where you actually are.

No wonder so many people shut down when money comes up. It's not that they don't care. It's that every time they tried to engage, they walked away feeling worse.

That's not a personal failing. That's a broken system.

I got tired of watching smart, capable people shrink when the topic of taxes came up. I got tired of seeing new business owners so overwhelmed by the rules that they couldn't enjoy the thing they'd built.

Hi, I'm Lora

So I started Summit Ready Financial to do something different.

I translate the complicated stuff into plain language. I meet you where you are (not where you think you should be). And I help you understand your money in a way that actually feels manageable.

No jargon. No judgment. Just clear, practical guidance from someone who genuinely wants to see you succeed.